Sylva, N.C – Health Insurance Marketplaces opened for enrollment across the country on Saturday, November 15 and will remain open until February 15, 2015. Individuals and families can enroll and gain access to affordable, comprehensive healthcare coverage during the open enrollment period.
For those new to the enrollment or re-enrollment process, Harris Regional Hospital and Swain County Hospital can help by providing access to a Certified Application Counselor (CAC) working onsite at the hospitals and assisting with the application process. The CACs are available for phone or personal appointments by calling (828) 586-7735 or toll-free at 1-888-982-9144 or by emailing email@example.com.
The Health Insurance Marketplace offers expanded access to low-cost healthcare coverage for people without health insurance or for those who are interested in exploring more cost-effective alternatives to their current coverage.
While there are several types of plans and levels of coverage available, there is a core set of essential health benefits that are covered by every plan in the Marketplace. These include:
• Ambulatory patient services (outpatient care you get without being admitted to a hospital)
• Emergency services
• Maternity and newborn care
• Mental health and substance use disorder services, including behavorial health treatment such as counseling and psychotherapy
• Prescription drugs
• Rehabilitative services and devices that help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills
• Laboratory services
• Preventive and wellness services and chronic disease management
• Pediatric services
Coverage options can be reviewed and obtained through the Health Insurance Marketplace online at www.healthcare.gov. Certified Application Counselors (CACs) are available through Harris and Swain’s Patient Financial Services department to help individuals navigate the application process, re-enroll, or make changes to their Marketplace coverage, and understand the options that best match their health care needs.
For those who are re-enrolling, it is recommended that existing plans be reviewed and assessed as to whether the plan still meets the need of the individual, paying close attention to plan changes and premiums, and whether the individual’s physician and preferred hospital are still in the plan. Those who enrolled last year should receive notices from both the Marketplace and the insurance company providing an overview of action steps for re-enrollment.
For those wishing to enroll in coverage that will take effect on January 1, 2015, the enrollment deadline is December 15, 2014. This deadline also applies to those who are reviewing coverage and re-enrolling, as 2014 coverage ends on December 31, 2014.
For more information, contact Harris Regional Hospital or Swain County Hospital at 586-7355 or our toll-free enrollment line at 1-888-982-9144, visit www.westcare.org, or email westcare.CAC@medwesthealth.org.